Sansone, Vanessa A.2023-05-222023-05-222023-04https://hdl.handle.net/20.500.12588/1847This is Chapter 4 of the Institute for College Access & Success report "Paving the Path to Debt-Free College." Full report available at https://ticas.org/wp-content/uploads/2023/04/Paving-the-Path-to-Debt-Free-College.pdf.Since the passage of the Higher Education Act (HEA) of 1965, America’s colleges and universities have struggled to increase the affordability of a college degree. The HEA policy established the creation of need-based grants, work-study opportunities, and federal student loans, helping the poorest Americans pay for college. The efforts were an attempt to codify college affordability and civil rights to those who had previously been excluded due to financial and racial barriers (Hillman & Orfield, 2022). [...]en-USAttribution-NonCommercial-NoDerivs 3.0 United Stateshttp://creativecommons.org/licenses/by-nc-nd/3.0/us/Technical Report