Spatially oriented demographic determinants of foreclosures in Bexar County

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dc.contributor.advisorPotter, Lloyd B.
dc.contributor.authorGarza, John
dc.contributor.committeeMemberSingelmann, Joachim
dc.contributor.committeeMemberSparks, Corey S.
dc.contributor.committeeMemberKeating, Jerome
dc.date.accessioned2024-02-09T21:11:08Z
dc.date.available2024-02-09T21:11:08Z
dc.date.issued2014
dc.descriptionThis item is available only to currently enrolled UTSA students, faculty or staff. To download, navigate to Log In in the top right-hand corner of this screen, then select Log in with my UTSA ID.
dc.description.abstractThis dissertation evaluates both demographic and financial variables to explain the variation of the foreclosure rate in Bexar County, Texas, between 2007 and 2011 using public records of foreclosure combined with Census ACS 5-year estimates. This study estimates tract-level effects in an attempt to find evidence that the Options Theory applies within this context and evaluate demographic determinants of foreclosures in the county. Spatial lag models were used in a multivariate analysis of aggregate-level demographic and financial variables to establish that a spatial dependence of foreclosure rates exists between neighboring tracts. The study finds that the aggregate-level tract variables: LTV, percent Hispanic, and percent black were all positively related to the tract foreclosure rates, while holding tract-level measures of: income, home values, percent renter-occupied homes, and price per square foot constant. For every 5% increase in tract LTV there was a 1.2% increase in the tract foreclosure rate. For every 5% increase in the tract percentage of Hispanics or blacks there was a 0.4% and 0.8% increase in tract foreclosure rate, respectively.
dc.description.departmentDemography
dc.format.extent117 pages
dc.format.mimetypeapplication/pdf
dc.identifier.isbn9781303919497
dc.identifier.urihttps://hdl.handle.net/20.500.12588/3499
dc.languageen
dc.subjectDemographic
dc.subjectForeclosure
dc.subjectLoan-to-value
dc.subjectLTV
dc.subjectSpatial
dc.subject.classificationDemography
dc.subject.lcshForeclosure -- Texas -- Bexar County
dc.subject.lcshDemographic surveys -- Texas -- Bexar County
dc.subject.lcshBexar County (Tex.) -- Population
dc.titleSpatially oriented demographic determinants of foreclosures in Bexar County
dc.typeThesis
dc.type.dcmiText
dcterms.accessRightspq_closed
thesis.degree.departmentDemography
thesis.degree.grantorUniversity of Texas at San Antonio
thesis.degree.levelDoctoral
thesis.degree.nameDoctor of Philosophy

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